Client Conversations
Your plan says 87%. Here is what that number counts.
A Monte Carlo success rate is a counting rule, not a forecast. What the percentage actually counts, why two honest definitions disagree, and what to say instead.
Blog
Field notes from the workshop.
Plainspoken, primary source notes on tax, cash flow, planning practice, and the software we ship.
Product UpdatesRisk Profiles: tolerance, capacity, and a suitability record with dates on it
Foundry's new Risk section builds every household a composite risk profile from willingness, financial ability, and circumstance. Capacity is a hard ceiling rather than an average, and every change is logged with its reasoning.
Industry & ToolsFoundry Planning vs eMoney Advisor: an honest 2026 comparison
eMoney vs Foundry Planning for financial advisors in 2026: tax engine depth, Monte Carlo methodology, AI, aggregation, and real pricing, with primary sources.
Industry & ToolsFoundry Planning vs MoneyGuidePro: an honest 2026 comparison
MoneyGuidePro vs Foundry Planning for advisors in 2026: goals based vs cash flow paradigms, what the à la carte tiers really cost, and where each tool's depth ends, with sources.
Industry & ToolsFoundry Planning vs RightCapital: an honest 2026 comparison
RightCapital vs Foundry Planning for advisors in 2026: what the Simplified 1040 actually computes, tier gated pricing vs all inclusive, Iris vs Forge, with sources.
Practice ManagementThe one page plan, and the binder it replaces
The 80 page Monte Carlo binder is a liability, not a deliverable. Here's what belongs on the one page you actually hand a client, and what gets cut.
Client ConversationsWhat a financial plan is actually for
Not a binder, not a probability of success score. A plan earns its keep by changing specific decisions in specific years. Here's where, and what the default costs.
Cash Flow ModelingCash flow planning vs portfolio modeling: what the difference actually means at the kitchen table
Two planning paradigms produce two different conversations with clients. The choice between them is the most consequential one most advisors never explicitly make.
Industry & ToolsChoosing planning software in 2026: a working advisor's framework
How to evaluate planning tools without falling for a vendor demo: seven dimensions that matter, three categories of product, and the questions that surface the differences.
Tax PlanningIRMAA cliffs and the two year lookback no one budgets for
Why a single dollar of MAGI can cost a Medicare age client thousands, and why your planning tool has to model premiums two years forward to catch it.