Plainspoken, primary-source notes on tax, cash flow, planning practice, and the software we ship.
Two planning paradigms produce two different conversations with clients. The choice between them is the most consequential one most advisors never explicitly make.
How to evaluate planning tools without falling for a vendor demo: seven dimensions that matter, three categories of product, and the questions that surface the differences.
Why a single dollar of MAGI can cost a Medicare-age client thousands — and why your planning tool has to model premiums two years forward to catch it.