Terms of Service

1. Agreement

These Terms of Service (the “Terms”) form a binding agreement between Foundry Planning, Inc. (“Foundry,” “we”) and the entity identified during sign up (“Firm,” “you”). By creating an account, accepting these Terms during checkout, or using the service, you agree to these Terms on behalf of your Firm and represent that you have authority to do so.

2. The service

Foundry Planning is a cash flow planning application for financial advisors. The service includes the projection engine, tax modelling, estate planning tools, Monte Carlo simulator, AI document import, and branded report rendering (the “Service”).

3. Accounts and Firm membership

Each subscription is scoped to a single Firm. The Firm owner controls membership and billing. Members may access and edit any client data within the Firm subject to internal Firm policy. You are responsible for maintaining the confidentiality of credentials and for all activity under your Firm’s account.

4. Acceptable use

You agree not to:

• Reverse engineer or attempt to extract the source code of the Service.
• Use the Service to provide a competing planning or projection product without our written consent.
• Upload content that violates law or infringes third-party rights, or use the Service to harass any person.
• Probe, scan, or test the vulnerability of the Service except through a written authorization (responsible disclosure program forthcoming).
• Resell, sublicense, or share access with anyone outside your Firm.

5. Fees, trial, and cancellation

Subscriptions are billed per advisor per month or per year. Public pricing is at /pricing. New subscriptions begin with a 14 day trial during which the payment method is collected but not charged. After the trial, the subscription renews automatically on the cycle you selected unless cancelled.

You may cancel at any time through the Customer Portal accessible from your settings. Cancellation takes effect at the end of the current billing period; we do not prorate partial periods on cancellation. If you switch billing cadence, upgrading from monthly to annual takes effect immediately and we credit the unused portion of your current period; downgrading from annual to monthly takes effect at the end of the current period with no refund. We may change pricing on at least 30 days’ written notice (email to the Firm owner of record); changes apply to your next renewal.

6. Client data and Firm responsibilities

The Firm is the controller of any personal information about its clients that the Firm uploads or enters into the Service. Foundry processes that information solely to provide the Service per these Terms and our Data Processing Addendum. The Firm represents that it has the legal basis to provide such information to Foundry, including any consent required under applicable privacy law.

7. Confidentiality and security

Each party will protect the other’s confidential information with at least the same care it uses for its own confidential information of similar sensitivity. Foundry’s security measures are described in our Data Processing Addendum.

8. Warranty disclaimer

The Service is provided “as is.” To the maximum extent permitted by law, Foundry disclaims all warranties, express or implied, including merchantability, fitness for a particular purpose, and noninfringement. Foundry does not provide tax, legal, or investment advice; outputs of the Service are informational and rely on inputs supplied by the Firm.

9. Limitation of liability

To the maximum extent permitted by law, neither party will be liable for indirect, incidental, consequential, or punitive damages, or for lost profits or revenue. Each party’s total liability arising under these Terms is limited to fees paid by the Firm to Foundry in the twelve months immediately preceding the claim. These limits do not apply to: (a) breaches of confidentiality; (b) indemnification obligations; or (c) a party’s gross negligence or willful misconduct.

10. Term and termination

These Terms remain in effect while the Firm has an active subscription. Either party may terminate for material breach not cured within 30 days of written notice. On termination, Firm access is revoked at the end of any read only grace period described in our retention policy (see Privacy Policy).

11. Changes

We may update these Terms by posting a revised version with a new effective date. Material changes take effect 30 days after notice to the Firm owner of record. Continued use after the effective date constitutes acceptance.

12. Miscellaneous

These Terms are governed by the laws of the United States and the State of [governing law placeholder, to be set by counsel], without regard to conflict-of-laws rules. Disputes are resolved in the state or federal courts sitting in that jurisdiction. If any term is unenforceable, the rest remains in effect. These Terms are the entire agreement between the parties on this subject and supersede prior agreements.

Questions? Email support@foundryplanning.com.