Built by advisors, for advisors.

Foundry Planning is cash flow financial planning software for financial advisors and independent RIAs. It runs cash flow, federal and 50 state tax, Social Security, estate, and a 1,000 path Monte Carlo on a single engine, so every number in a client plan reconciles. It is not affiliated with Foundry Financial, an advisory firm with a similar name.

We built Foundry Planning because the software advisors had didn’t fit the way the work actually gets done. The math has to be right, and the numbers have to make sense when you read them aloud in a meeting. Nobody takes the binder home to study it.

Most planning tools are built for the quarterly review or the annual deliverable. The conversation between an advisor and a client runs longer than that. It covers cash flow over decades: the tax bracket someone will actually land in five years from now, whether a Roth conversion still makes sense after IRMAA hits, and what happens if one spouse outlives the other by twelve years. Software for that conversation has to keep working between meetings, the same way the conversation does.

That’s where the name comes from. A foundry takes raw metal and turns it into something that bears weight for decades. A good plan is the same kind of object. It gets leaned on, it gets stressed, and thirty years on it still has to hold. We build the software to the same standard.

So Foundry runs every plan number on one engine. Cash flow, federal and state tax, Social Security, estate, and Monte Carlo are computed together, on every keystroke. There is no tab switching and nothing gets approximated between modules. The numbers reconcile because they come from the same place.

If you run a planning first practice, you’ll find Foundry useful. If you’re a client of an advisor who does, you’ll see the work happen in the room.