A deterministic, year-by-year ledger — income tax, AMT, IRMAA, NIIT, Social Security, RMDs, Roth conversions, step-up basis, gifting, trusts, and estate tax. Same inputs, same numbers, every run. Trace any year in the cash-flow ledger, follow the plan across a decade timeline, and watch allocation drift against targets — all off the same ledger.
every state + DC
13 estate-tax states
cash flow · timeline · allocation
AMT · IRMAA · NIIT
Build a plan on the call
Bring a real client. We’ll build their plan on the call.
A live Zoom session where we build a working plan together. Bring a brokerage statement, a tax return, or a list of constraints — redact the names if you like; the plan builds the same. The data goes in fast and we plan in front of you.
